We engaged Pecunia to assist us with the streamlining of our credit management processes, and making appropriate amendments to safe guard the credit control process for our business. We are satisfied with the end result of our new Credit Control policy.  The impact it has had in the increase of our cash flow has been more than anticipated.  We look forward to continuing to work with both Kevin and Tracey in the future. – MD, Builder Merchant North Kent


“After meeting with Tracey at Pecunia, it was soon realised that we needed to change our terms and conditions as well as other processes within the company, to allow us to make good use of the outstanding invoices.  Tracey set the wheels in motion, and supported MI Security Ltd within implementing these processes.

Using these new changes and processes, Tracey has saved MI Security up to £14K per annum.  These savings will be put back into the company, allowing us to grow in the right direction.

I would highly recommend Pecunia to anyone looking to MOT their business finances, or for a bit of advice.” – Mark Lovelock – MI Security LTD


“The team at Pecunia are extremely professional and experienced in what they do. I could not recommend them any more highly.” Leah – Business owner


‘”As a young and fast growing company we had a real knowledge gap in terms of credit control. Kevin was recommended to us by our accountant and we booked half a day of credit control training for our office Administrator. Kevin’s advice was useful, practical and tailored to us which helped us feel much more confident in asserting our credit terms. This has had real benefits for managing our client relationships – and cash flow! Kevin also helped design our credit form which forms part of our standard procedure for new clients. Thank you!” –Alexandra Auger  Managing Director  The Juice Executive Ltd


“Tracey Westell from Pecunia is amazing, she is so knowledgeable, and explains everything in a simple manner so a lay-man like me can understand! Highly recommend Pecunia!” Katharine – Director


“I wanted to educate my team in credit control matters, but also be part of that training, not as a manager but as a colleague, interacting with the team on the same level. I asked Kevin if he could help me by putting a training exercise together for my team over a one – two day period. Due to Kevin’s tutoring at the London Met, I knew he had good training skills to manage this challenge. The results were brilliant, albeit the team thought, “I know it all” they all enjoyed the training and the interaction with their peers.

The one thing I like about Kevin, not only does he have the knowledge, but he has worked with many students over the years.

I found the experience worked really well for my team, Kevin has a great technique when it comes to training, material, always brilliant, interesting and fun too. I know he spends a lot of time preparing for these events, we ended up asking him back the following year with a new topic which again the team enjoyed very well. The team were delighted to receive a certificate afterwards, they were pleasantly surprised at what they did learn and to train alongside their work colleagues.

I would definitely recommend Kevin to any company for this training or refresher of your internal training sessions”. – Jacqueline Borthwick FCICM  European Credit Manager


“Pecunia is fantastic, they were willing to help me with a situation at a drop of a hat, understanding that I wanted to solve the issue within a friendly manner.
Tracey & Kevin understood my needs, took the time to delve a little deeper then resolved the issue….Thank You Pecunia”. – KL – Director


“We were concerned that our credit control policy and processes were out of date and needed scrutiny from an outside credit control company to ensure we were acting correctly and safely.

We met with Tracey and Kevin of Pecunia who completed a through review of our current policies and processes. They took great care, following that review with a proposal to create an new, up to date credit policy and provide a detailed report covering specific aspects and chasing letters.

We felt Tracey and Kevin were able to give clear guidance and support on what can be a difficult subject and have no hesitation in recommending their wide-ranging services to any business with credit control concerns” – Colin Harms Harbow Ltd


This testimonial is to confirm how delighted we are with the services provided by Tracey Westell of Pecunia.

We commissioned Tracey to carry out a review of our standard invoice format and out terms and conditions, specifically in respect to the financial details and clauses of these documents.

Tracey carried out this work in a professional and timely manner, and for a very reasonable fee.  She completely re-wrote our invoice in a wholly different format, and we started using her new invoice straight away.

I also am aware that Pecunia provide other services, including actual invoicing, credit management and chasing bad debt/outstanding invoices. Delivering seminars so these matters can be better addressed by companies in-house.

We are deeply grateful for the work Tracey carried out for us, and i would have no hesitation in recommending Pecunia for your business requirements”  – Kingsley Hughes – Designscape Consultancy LTD


We requested the services of Pecunia after and bad year of trading.  Tracey came to our office, sat down with myself and admin team and looked over our T&C’s, Invoices templates and credit control procedures.

Tracey advised on adjustments we needed to make in these areas, as well as putting our larger clients on a credit account, with the right application form, which she generated the same day.

I would highly recommend the services of Pecunia, and would use them again in the future as my business grows. – Robert Murphy Polarity Electrical Systems